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Thread: how long after not having insurance do they suspend your license?

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    how long after not having insurance do they suspend your license?

    Anyone know how long it takes before the insurance company contacts the dmv and wrecks yo shit.....lol?

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    60 days legally i believe.

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    If they check.... even then, who the hell cares?

    There are so many people that drive without a valid license in Florida it doesn't matter to keep a valid license anymore...

    Then again, if you hit me in an accident and have no insurance... you better not have a home, boat, bank account, or a job... cause I will hover over you the rest of your life taking every penny you earn to fix my "neck pain"...

    I drives me mad to see people driving without insurance... If you can't afford insurance, you can't afford to drive, so take the bus.
    Joe

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    Im with Joe on this one. Don't freaking drive around with out insurance. You're just asking to hit someone, and fuck your life for good.

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    Quote Originally Posted by Just Dave View Post
    I would get an old cargo van. Since there WILL be blood in the streets any day now. Cargo van's are more comfortable to live in, and less flashy, so the 90% unemployed won't kill you for your fancy car.

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    Maybe I didn't type the original thread properly but nowhere did I say I was driving around without insurance nor did I ask for anyones opinions on driver's without valid driver's licenses/insurance......I asked a simple question...If you do not know that answer then fine but I could care less about what you FEEL. I'd like a FACT from someone who knows the law please.

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    30 days before they begin the process. They will send you a letter and give you 30 more days. The letter usually takes about 10-15 days before it reaches you.

    Have a nice day.
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    Quote Originally Posted by Just Dave View Post
    I would get an old cargo van. Since there WILL be blood in the streets any day now. Cargo van's are more comfortable to live in, and less flashy, so the 90% unemployed won't kill you for your fancy car.

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    Quote Originally Posted by Cronic View Post
    30 days before they begin the process. They will send you a letter and give you 30 more days. The letter usually takes about 10-15 days before it reaches you.

    Have a nice day.
    Thank you very much sir.

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    This information is from the Florida DMV webpage.

    http://www.hsmv.state.fl.us

    If my driving privilege is suspended because I am not properly insured, is there a penalty to reinstate my license?

    Yes. A reinstatement fee of $150 up to $500, for subsequent violations, must be paid and you must provide proof of current Florida insurance.
    What can I do to avoid a driving privilege suspension when I choose not to insure a vehicle?

    To avoid a driving privilege suspension, surrender the vehicle's tag and registration at any Florida driver license or tag office, prior to canceling your insurance policy.
    What if I fail to keep insurance on my vehicle that I have registered in Florida?

    The Department of Highway Safety and Motor Vehicles is authorized to suspend your driving privilege, including your vehicle tag and registration, for up to three years or until proof of Florida insurance is provided, whichever is first.
    Your license can be suspended on the date that your policy ends. It depends on the insurance carrier. I do know that Progressive is pretty quick with reporting policy end dates to the state (generally less then 15 days). Some others take longer, some are quicker.
    Joe

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    car insurance what a great business, They can't wait to send out those letters to tallahassee, so you can get back on one of their policies
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    It's done electronically now. The state knows the second it lapses. How long will it take the state to move you through the process? I have no idea, but I'm sure it's a lot shorter now than it used to be, don't chance it.

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    You'll get a letter about 30 days after you fail to renew your tag. Then they will suspend your license. Otherwise, they really have no way of knowing you don't have insurance unless you get pulled over.

    After the letter, you have so long to renew your tag, then they will suspend.

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    Quote Originally Posted by Fatalia View Post
    Otherwise, they really have no way of knowing you don't have insurance unless you get pulled over.
    False.

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    Quote Originally Posted by Fatalia View Post
    You'll get a letter about 30 days after you fail to renew your tag. Then they will suspend your license. Otherwise, they really have no way of knowing you don't have insurance unless you get pulled over.

    After the letter, you have so long to renew your tag, then they will suspend.
    Too much coffee? Who said anything about renewing a tag? He asked about license suspension if you let your ins. policy run out

    As soon as your ins. policy expires, they contact the state. The state will take anywhere from 2-4 weeks for it to hit the system. It happened to me once but it was a vehicle I sold. They suspended my license because I didn't have ins. I had to jump through a few hoops and prove that I sold the vehicle hence the reason I didn't carry ins. on it and then they reinstated my license.

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    it's a crap shoot really, i have gone as long as three months with no insurance got pulled over showed him the ins card it showed two months left, and my dl was still good, i checked it online.

    i have florida no fault so who knows how fast they are.
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    Quote Originally Posted by TreysDad View Post
    Too much coffee? Who said anything about renewing a tag? He asked about license suspension if you let your ins. policy run out

    As soon as your ins. policy expires, they contact the state. The state will take anywhere from 2-4 weeks for it to hit the system. It happened to me once but it was a vehicle I sold. They suspended my license because I didn't have ins. I had to jump through a few hoops and prove that I sold the vehicle hence the reason I didn't carry ins. on it and then they reinstated my license.
    IF they report it. Apparently Esurance doesn't. I canceled mine for financial reasons and it didn't get suspended til about two months AFTER my birthday. Which was about 6 months after the insurance was no longer valid. I didn't renew the tag, and that was the reason behind the suspension. So yeah, it depends on whether they find out you don't have insurance or not.

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    shit I know a certain member that didnt have insurance on a car for like 2 years and his license was legal.
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    Quote Originally Posted by Fatalia View Post
    IF they report it. Apparently Esurance doesn't.

    Esurance reported Jeff's 280Z but he had already transferred over to Progressive so we just had to show the DMV proof of the new policy but they did send him a letter statikng they were going to suspend his license.

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