$100,000 question

Mr. Clean · 10-14-2009, 01:00 PM

If you had a spare 100k and no bills / debt, how would you invest it? I know this is TF but I'm actually looking for some serious answers... Thanks

BIGBOI · 10-14-2009, 02:22 PM

Quote:

Originally Posted by Mr. Clean

If you had a spare 100k and no bills / debt, how would you invest it? I know this is TF but I'm actually looking for some serious answers... Thanks

Stocks....

not telling which ones.

**Josh** · 10-14-2009, 11:24 PM

What do you mean by INVEST? Speculating or longer term positions?

Investing usually means a 5-10 year time horizon, and if that's what you're interested in, US stocks are not where you want to be as the return they will provide will not likely be enough to compensate you when adjusted for the inflation that's in our future. my recommendation is to buy things that will appreciate against the US dollar as it falls to preserve your purchasing power....which is really what an investment is all about....maximizing your purchasing power.

**Jeff240sx** · 10-15-2009, 10:26 AM

Quote:

Originally Posted by Josh

What do you mean by INVEST? Speculating or longer term positions?

Investing usually means a 5-10 year time horizon, and if that's what you're interested in, US stocks are not where you want to be as the return they will provide will not likely be enough to compensate you when adjusted for the inflation that's in our future. my recommendation is to buy things that will appreciate against the US dollar as it falls to preserve your purchasing power....which is really what an investment is all about....maximizing your purchasing power.

So I was looking at my 401k... it appears that my sizable allocation of funds in the "Over-seas" funds are up 71% YTD. What a strange and unforseeable thing to have happen, amirite?

**MianoSM** · 10-15-2009, 03:49 PM

I would open up another investment account, and diversify it over 5 different stocks/bonds. Weekly checkups and adjustments.

**m0nk3y** · 10-16-2009, 08:56 AM

Depends on your personality, risk management abilities, ability to take losses, and overall level of acceptable loss.

I'd be working on the S&P e-minis/bond futures for profits and small caps for fun (plus the low, but possible chance of hitting a real winner).

**Josh** · 10-16-2009, 04:37 PM

Quote:

Originally Posted by Jeff240sx

So I was looking at my 401k... it appears that my sizable allocation of funds in the "Over-seas" funds are up 71% YTD. What a strange and unforseeable thing to have happen, amirite?

exactly.

one thing you have to kind of be careful of with those types of offerings is how they are hedged. it should go into detail on the prospectus. a lot of these 'foreign' investments are actually hedged to the US Dollar. double-check to make sure, that would be an unfortunate thing to have happen when the dollar collapses.

Irishpolock · 10-17-2009, 09:34 AM

I would try to see how much cash from interest I could make from it and see if it is possible to live off of it.

**m0nk3y** · 10-17-2009, 03:50 PM

Quote:

Originally Posted by Irishpolock

I would try to see how much cash from interest I could make from it and see if it is possible to live off of it.

can you live off of 2500-6000/yr?

**MianoSM** · 10-17-2009, 08:43 PM

at retiring with even a million dollars these days.

**Josh** · 10-17-2009, 11:02 PM

Quote:

Originally Posted by MianoSM

at retiring with even a million dollars these days.

sad isn't it?

clear · 11-03-2009, 11:43 AM

Depends on my job/career. I would invest the money back into myself running a business.

Decoy_TT · 11-03-2009, 11:51 AM

Quote:

Originally Posted by Mr. Clean

If you had a spare 100k and no bills / debt, how would you invest it? I know this is TF but I'm actually looking for some serious answers... Thanks

I'd buy 2-3 single family homes that needed some work. Buy them, and then rent them out every month.

Bam, you just increased your income anywhere from $1600-$2200 a month. Since everything will be pretty much new, you wont have much to worry about in the way of maintenance for a while.

**BAMF** · 11-03-2009, 01:21 PM

Quote:

Originally Posted by Mr. Clean

If you had a spare 100k and no bills / debt, how would you invest it? I know this is TF but I'm actually looking for some serious answers... Thanks

100k?

Probably drugs, mostly. Not all in Cocaine, because, that much Cocaine would go stale long before you moved it. But a little bit of everything. Some high quality pot, pure(as pure as you can get in the states) coke, maybe a little bit of Heroin (Heroin is $$$$). I figure I'd do that for a couple months and then just walk away with at least 200k - 300k.

Stay away from drugs like crack and meth. While your customers are loyal, they're both cheap its useless to even deal in them, unless you have coke thats doing stale and getting all funky, then cut it right down into crack rocks and sell it that way.

MiDiablo · 11-10-2009, 03:05 PM

BAMF knows the way!

Gordon_Gekko · 12-27-2009, 03:17 PM

I guess I'm a little late to the party but I favor Decoy_TT's idea. Right now you should be able to get property for cheap and just rent it out. I think the general rule is you should get at least 1% of the total value of the property back each month in rent. Therefore, after expenses you're probably making 10% per year in addition to whatever appreciation there may be.

**Joe** · 12-28-2009, 09:28 AM

Quote:

Originally Posted by clear

I would invest the money back into myself running a business.

If done right, this would bring the best return.

**BAMF** · 12-28-2009, 02:52 PM

Quote:

Originally Posted by Joe

If done right, this would bring the best return.

BS, my way would.

Decoy_TT · 12-28-2009, 08:29 PM

Quote:

Originally Posted by Gordon_Gekko

I guess I'm a little late to the party but I favor Decoy_TT's idea. Right now you should be able to get property for cheap and just rent it out. I think the general rule is you should get at least 1% of the total value of the property back each month in rent. Therefore, after expenses you're probably making 10% per year in addition to whatever appreciation there may be.

I win, bitches!

Decoy_TT · 12-28-2009, 08:34 PM

I think my way by far has the least amount of risk.

Stocks could crash, company could fold, etc.

Hookers can give you STDs and AIDS if you dont already have it (BAMF prolly already does though so he doesn't care).

Your business could not take off and fold, leaving you nothing.

However with paid for properties the only large bill you have per year are maintenance and tax bills, which would be negligible compared to the 2k+ per month you would bring in. Hell 2-3 months and you paid for pretty much everything the houses will cost you. Then you turn around and invest the rest into stocks or buy more houses.

10-14-2009, 01:00 PM	#1 (permalink)
Mr. Clean International	$100,000 question If you had a spare 100k and no bills / debt, how would you invest it? I know this is TF but I'm actually looking for some serious answers... Thanks

10-14-2009, 11:24 PM	#3 (permalink)
Josh Dr. Doom	What do you mean by INVEST? Speculating or longer term positions? Investing usually means a 5-10 year time horizon, and if that's what you're interested in, US stocks are not where you want to be as the return they will provide will not likely be enough to compensate you when adjusted for the inflation that's in our future. my recommendation is to buy things that will appreciate against the US dollar as it falls to preserve your purchasing power....which is really what an investment is all about....maximizing your purchasing power. Last edited by Josh : 10-14-2009 at 11:36 PM.

10-15-2009, 03:49 PM	#5 (permalink)
MianoSM Custom User Title	I would open up another investment account, and diversify it over 5 different stocks/bonds. Weekly checkups and adjustments.

10-16-2009, 08:56 AM	#6 (permalink)
m0nk3y pwns.	Depends on your personality, risk management abilities, ability to take losses, and overall level of acceptable loss. I'd be working on the S&P e-minis/bond futures for profits and small caps for fun (plus the low, but possible chance of hitting a real winner).

10-17-2009, 09:34 AM	#8 (permalink)
Irishpolock Registered User	I would try to see how much cash from interest I could make from it and see if it is possible to live off of it.

10-17-2009, 08:43 PM	#10 (permalink)
MianoSM Custom User Title	at retiring with even a million dollars these days.

11-03-2009, 11:43 AM	#12 (permalink)
clear Registered User	Depends on my job/career. I would invest the money back into myself running a business.

11-10-2009, 03:05 PM	#15 (permalink)
MiDiablo $ells Foreclo$ure$ Cheap!	BAMF knows the way!

12-27-2009, 03:17 PM	#16 (permalink)
Gordon_Gekko Registered User	I guess I'm a little late to the party but I favor Decoy_TT's idea. Right now you should be able to get property for cheap and just rent it out. I think the general rule is you should get at least 1% of the total value of the property back each month in rent. Therefore, after expenses you're probably making 10% per year in addition to whatever appreciation there may be.

12-28-2009, 08:34 PM	#20 (permalink)
Decoy_TT feels good to be gangsta	I think my way by far has the least amount of risk. Stocks could crash, company could fold, etc. Hookers can give you STDs and AIDS if you dont already have it (BAMF prolly already does though so he doesn't care). Your business could not take off and fold, leaving you nothing. However with paid for properties the only large bill you have per year are maintenance and tax bills, which would be negligible compared to the 2k+ per month you would bring in. Hell 2-3 months and you paid for pretty much everything the houses will cost you. Then you turn around and invest the rest into stocks or buy more houses.