How do I verify an online bank is legit/FDIC insured?

[Young,Fablous,&Broke]

I found this bank:

http://www.wtdirect.com/wtdirect/

5.25 % Online Savings. How do I verify they are a real bank, and that they are FDIC insured?

[TNathe]

that right there should tell you they are insured, however any joe schmoe can put that image on a web page although im sure its a federal crime to do so. I would call the number they list and ask if you.

Oh it also says on that link

*Annual Percentage Yield. APY is variable and is effective as of 11/01/2006 and may change at any time. There is no minimum deposit required to open the account. 5.26% APY for the first 60 days from the date the account is opened, regardless of the balance. After the first 60 days, the APY for the account will have two tiers: (a) a higher APY for accounts with balances of $10,000 or more (currently 5.26% APY); and (b) a lower APY for accounts with balances of less than $10,000 (currently 0.60% APY).
**FDIC-insured up to $100,000 per depositor with Wilmington Trust FSB. Clic

[Newguy07]

http://www2.fdic.gov/idasp/main_bankfind.asp

[Newguy07]

and yea they suck.. Go with ELOAN they are 5.25 for 5,000 and 5.55 for 10,000+

[Young,Fablous,&Broke]

http://www2.fdic.gov/idasp/main_bankfind.asp

Thanks. This is what I was looking for. TNathe that is what I was worried about. Anyone can stick a .gif image on a website and steal my money.

[Young,Fablous,&Broke]

and yea they suck.. Go with ELOAN they are 5.25 for 5,000 and 5.55 for 10,000+

All I see is 5.25. 5.55 is a 5 year CD rate.

[fencerider2]

I just got 5.55% at IndyMac bank for three month CD.

[TNathe]

I just got 5.55% at IndyMac bank for three month CD.

if you wanna tie your money up like that for 3 months, but why not earn the same interest and make it more liquid?

[Young,Fablous,&Broke]

where?

[fencerider2]

if you wanna tie your money up like that for 3 months, but why not earn the same interest and make it more liquid?

don't need the money, if i do i can sell them. at this time the value is shown higher than par.

[Scott]

where?

A good money market account ?

[Young,Fablous,&Broke]

you got one that pays 5.55? by all means speak up.